Compare 12 Best Buy Now Pay Later Platforms

Splitit is an industry-leading platform that enables superior Buy Now, Pay Later services for businesses with its Installments-as-a-Service technology. Bypassing the challenges of traditional BNPL services, Splitit allows merchants to effortlessly generate branded payment plans at the checkout. ...Read more about Splitit

Comfi Payments ensures you can accept payments securely and quickly. Our integrated data sources allow us to accurately assess each customer without consulting credit agencies, so their credit score won't be impacted. With Comfi, you can confidently collect payments - no more worrying about ...Read more about Comfi Payments

PayPal Credit is a powerful line of credit that provides convenience and control over your finances. With no annual fees and a flexible payment plan, you have the freedom to pay for your purchases immediately or over time. Get an instant credit line with easy and secure application process that ...Read more about PayPal Credit

Zip's platform allows merchants to enjoy increased conversion rates, stabilized customer loyalty, and no-delay payments. It's simple to set up without API integration required, offering compatible solutions with WooCommerce, Shopify, BigCommerce, and more. Experience complimentary, ...Read more about Zip

Sezzle is an accredited B Corp that simplifies the payment process for buyers with budget plans and finance options with absolutely no fees or interest! Customers can easily integrate Sezzle with renowned platforms, like Shopify Plus, WooCommerce and more, to improve sales and gain new ...Read more about Sezzle

Laybuy lets you get the purchases you want now and pay in six instalments with no interest! No more waiting - this stress-free payment plan is a great option for those that want to shop and pay later. Unlike buy now, pay later services, you'll get full protection from consumer laws with Laybuy, ...Read more about Laybuy

Afterpay enables customers to acquire what they need and want, while simultaneously building strong financial wellbeing and managing their expenses, by splitting the payments up over four installments, for online and in-store purchases. This innovative solution is dedicated to granting our ...Read more about Afterpay

Affirm is a revolutionary financial service employing advanced technology to create disruption in the industry. We put customers first by offering financing solutions that are simple, straightforward and free of hidden charges. Our Affirm for Merchants program arms business owners with the ...Read more about Affirm

Wisetack provides businesses with the perfect solution for increasing sales with its consumer-friendly financing options. Our user-friendly, API-driven platform ensures a seamless sign-up process and a simple customer experience for businesses, developers, and customers alike. Customers can ...Read more about Wisetack

Klarna helps make shopping simpler and more enjoyable by allowing customers to track their purchases, make payments and log into their account with ease. With the goal of becoming the preferred way to shop around the world, it offers unique products and services in relation to payments, ...Read more about Klarna

Four is an innovative tech company focusing on giving customers the option to buy now and pay later as well as a variety of purchase financing solutions. We design eCommerce plugins that enable Retailers to offer their customers a diverse range of payment options for a more convenient shopping ...Read more about Four

Credit Key enables businesses to integrate payments convenience and speed of B2C transactions into their own B2B checkout process. This innovative product is patent-protected and streamlines the order fulfillment process by allowing shoppers to complete their payment quickly in the moment. ...Read more about Credit Key